The licence stays with the institution.
We never touch funds. Clearing and settlement stay with the licensed institution — we build and run the technology around them.
Payment System Builder
Payment systems, built for the institutions that run on them.
We design, build and operate payment technology for ISOs, PSPs, PayFacs, MSOs and payment aggregators. The licence and brand remain with the institution; we build and operate the system.
4 Markets in production
6 Card schemes connected
7 Named institutional clients
8 Checkout languages
Solutions
Every system a payment institution needs.
One engineering team behind your acquiring stack, issuing stack, and everything around them.
01 / Flagship
Global Acquiring Platform
One system for every payment your merchants accept — unified access, centralized management, automated reconciliation, clearing and settlement.
02
Payment Gateway
The acceptance core of our acquiring platform — available as a standalone, white-label deployment for PayFacs, PSPs and aggregators.
03
Card Issuing — BIN to Lifecycle
Issue physical, virtual and prepaid cards across major schemes, with the full lifecycle under your control.
04
Loyalty & Stored-Value Card Platform
Member asset infrastructure for retail and F&B groups — stored value, gift cards, vouchers, points and corporate bulk programs on one platform.
Why Tonintl
A builder, not a processor
Systems ship under the client brand.
Every system is delivered white-label. Our platforms already run under partner names across Hong Kong, mainland China and overseas.
Named institutional clients.
Allinpay International, Lite Pay, Jintong Commercial Co., Limited, Sand, Huika, JACPayer and Antario Merchant Services Inc. — institutions we build for in Hong Kong, mainland China, Japan and Canada.
Discuss a payment system build-out.
System build-out · white-label delivery · full-lifecycle operations.
Talk to us