Provincial branch of a national bank — unified acquiring
Built a multi-channel acquiring stack covering WeChat Pay, Alipay and UnionPay, with direct POS access, clearing and a rules-based risk engine.
Clients
Our clients
Payment institutions we build systems for — in Hong Kong, mainland China, Japan and Canada.
Names stay theirs. We are the system builder, not a funds-clearing party.
Selected clients
Hong Kong
- Allinpay International Licensed acquirer
- Lite Pay Licensed acquirer
- Jintong Commercial Co., Limited Payment aggregator
Mainland China
- Sand Licensed payment institution
- Huika Acquirer
Japan
- JACPayer Payment institution
Canada
- Antario Merchant Services Inc. ISO / merchant services
Selected engagements
Joint-stock bank branch — collections and disbursements
Built the collections-and-disbursements module: multi-channel connectivity, batch debit and fund concentration.
Licensed Macau acquirer — merchant platform and POS
Merchant onboarding, reconciliation, settlement reports and risk controls, plus POS acceptance applications integrated with terminal management.
Hong Kong-invested retail chain in South China — stored-value loyalty
Built a member stored-value and loyalty card system, combined with the WeChat ecosystem and China UnionPay card-acquiring acceptance, serving a multi-million member base.
How we deliver
Every engagement starts with the licence, the market and a written compliance boundary.
- Discover Licence, channels and scope — before we talk build.
- Design Architecture, hosting (yours or ours) and white-label plan.
- Build Channels, checkout, ledger and risk, then integration test.
- Pilot Limited merchants, reconciliation check, cutover and rollback.
- Roll out By region or agent network; terminals and parameters scale with volume.
- Operate Monitoring, reconciliation, patches and new channels. 7×24 optional.