Card Issuing — BIN to Lifecycle

Issue physical, virtual and prepaid cards across major schemes, with the full lifecycle under your control.

BIN management

BIN ranges, card number generation (Luhn), CID/CVV, scheme identification and dynamic routing.

BIN sponsorship access

Issue through licensed partners without holding your own scheme license — a light-asset path to market.

Multi-scheme

UnionPay, Visa, Mastercard, AMEX, Discover and JCB under one management plane.

Full lifecycle

Application → activation → spending → loss/freeze → replacement → closure, state-machine driven and fully audited.

Virtual cards (VCC)

Instant issuance, single- or multi-use, with amount, validity and MCC controls — for OTA supplier payments, corporate travel and B2B spend.

Authorization & ledger core

Authorization, clearing, settlement and dispute handling, with EMV tokenization.

Risk controls

3DS, spend limits, BIN and issuing-country rules, MCC restrictions.

White-label delivery

Issuing APIs and a management console delivered under the client brand.